1. Acceptance of Terms

By accessing or using the website and educational programs offered by Luther Ragsdale Real Estate Institute (“the Institute”, “we”, “us”, or “our”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Educational Content Disclaimer

All content provided by Luther Ragsdale Real Estate Institute — including workshops, courses, webinars, videos, and written materials — is for educational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice. Real estate investing involves significant risk, and past results are not indicative of future performance. You are solely responsible for your own investment decisions.

3. Intellectual Property

All content, curricula, frameworks, tools, and materials produced by Luther Ragsdale Real Estate Institute are the exclusive intellectual property of the Institute. Unauthorized reproduction, redistribution, or resale of any materials — including workshop content, deal analyzer spreadsheets, or recorded sessions — is strictly prohibited without prior written consent.

4. Payment & Refund Policy

Payment terms and refund eligibility vary by program. Please contact us directly for information about the refund policy applicable to your enrollment. We are committed to ensuring your satisfaction with our educational offerings.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Luther Ragsdale Real Estate Institute shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or reliance on our educational content. Our total liability to you for any claim shall not exceed the amount paid by you for the specific program giving rise to the claim.

6. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved exclusively in the state or federal courts located in Georgia.

7. Changes to These Terms

We reserve the right to update these Terms of Service at any time. We will notify users of material changes by updating the “Last updated” date above. Continued use of our services after any changes constitutes acceptance of the revised terms.

8. Contact

If you have questions about these Terms of Service, please contact us through our contact page.